Don't Settle for a
Low Vehicle Valuation
Every case is different. We review your situation and provide accurate pricing based on the complexity of your vehicle and claim.
Pricing
Starting as low as $500
Final pricing varies by case complexity — submit for a free custom quote
The Problem With Insurance Valuations
Insurance companies often rely on automated software that may miss key factors affecting your vehicle's real value.
Automated Reports Fall Short
Software-generated valuations may use poor comparables, ignore local market conditions, and miss your vehicle's actual options and condition.
Upgrades Often Overlooked
Factory options, aftermarket improvements, and documented maintenance history are frequently underweighted or completely excluded.
You Deserve a Second Opinion
A professional, independent appraisal gives you documented evidence of your vehicle's true market value to support your position.
Is This Service Right for You?
This service is designed for vehicle owners who believe their insurance valuation does not reflect actual market value.
Your total loss offer seems significantly lower than expected
The insurer's comparable vehicles are inaccurate or from distant markets
Your vehicle's condition was better than the insurer reflected
Aftermarket upgrades, options, or improvements were missed
You want an independent valuation before accepting any settlement
Automated reports don't reflect your vehicle's true local market value
Our Process
A clear, professional process from your first submission to a completed appraisal.
Submit Your Details
Share your vehicle and claim information. The more detail, the more accurate our quote.
We Review Your Case
Our team carefully reviews every submission and responds with tailored pricing within 1–2 business days.
Vehicle & Market Analysis
We research comparable vehicles, inspect condition, and analyze market data to determine true ACV.
Professional Appraisal Prepared
A detailed, documented valuation report is prepared reflecting actual market value.
Appraisal Clause Representation
Where applicable, RIZQ serves as your selected appraiser under your policy's appraisal clause.
Important Legal Notice
RIZQ is not a public adjuster or law firm. Our role is strictly limited to vehicle valuation and appraisal services related to the amount of loss.
• RIZQ's role is limited to determining the amount of loss / actual cash value (ACV) / true market value of the vehicle
• RIZQ may serve as the customer's selected appraiser under the appraisal clause
• RIZQ does not provide legal advice or interpret insurance policy coverage
• RIZQ does not act as a public adjuster or negotiate the overall insurance claim
Request a Case Review & Pricing
We do not use one-size-fits-all pricing. The cost of our service depends on factors such as vehicle type, extent of damage, documentation available, and the level of analysis required.
They Fought Back. They Won.
These aren't fabricated numbers. These are real clients who were lowballed by their insurance companies — and refused to accept it.
Marcus T.
2022 Ford F-150 Lariat
Insurer Offered
$38,500
Final Settlement
$51,200
State Farm totaled my F-150 and came back with $38,500. I knew that was wrong — I had every option plus a spray-in liner and tow package. RIZQ dug into the comps, found the right vehicles, and built a report that was impossible to argue with. Walked away with $51,200.
Lisa M.
2019 BMW X5 xDrive40i
Insurer Offered
$44,000
Final Settlement
$55,500
Allstate valued my X5 at $44k. I bought it certified pre-owned two years prior for significantly more. RIZQ's team was thorough — they checked the options, mileage, condition, and local comps. Ended up settling for $55,500. Worth every penny of their fee.
Angela F.
2021 Jeep Grand Cherokee L Overland
Insurer Offered
$39,500
Final Settlement
$49,200
GEICO's automated valuation completely ignored my aftermarket upgrades and the fact that I had immaculate maintenance records. RIZQ's appraiser documented everything and submitted a report that held up during the appraisal clause process. Got $9,700 more than the original offer.
Robert C.
2020 Tesla Model Y Long Range
Insurer Offered
$41,000
Final Settlement
$52,300
Insurance company used outdated EV comps that didn't reflect what Model Y's were actually selling for. RIZQ understood the EV market and built a solid case. Settled at $52,300. The whole process took about three weeks and I barely had to do anything — they handled it.
James O.
2023 Ram 1500 TRX
Insurer Offered
$78,000
Final Settlement
$96,000
My TRX was barely a year old and the insurer came in with $78k on a truck that sold for $110k new. RIZQ knew exactly how to document the real market value for a specialty truck like this. The umpire process confirmed their appraisal and I got $96,000.
David K.
2020 GMC Sierra Denali 2500HD
Insurer Offered
$58,000
Final Settlement
$72,500
The insurance company's number was insulting for a loaded Denali 2500. RIZQ documented every option, the service history, and found real comps in my market. The appraisal clause process went smoothly and they accepted $72,500. Couldn't have done it without RIZQ.
Sandra R.
2021 Chevrolet Suburban Premier
Insurer Offered
$52,000
Final Settlement
$63,800
My Suburban was totaled after a rear-end collision. The insurance company used comp vehicles from 300 miles away in worse condition than mine. RIZQ's appraisal used local market data and pushed the settlement to $63,800. I was floored — that's almost $12k more.
Patricia H.
2018 Cadillac Escalade ESV Platinum
Insurer Offered
$59,000
Final Settlement
$71,000
I knew something was wrong the moment I saw the comps they used — one was salvage, another was 200 miles away with twice the mileage. RIZQ submitted a proper appraisal with accurate local comparables. Settled for $71,000. I would recommend them to anyone dealing with a lowball total loss offer.
Danielle R.
2021 BMW 330i xDrive
Insurer Offered
$39,200
Final Settlement
$46,500
I thought the insurance offer was just what it was. A friend told me about RIZQ and I'm glad I called. Their appraisal was thorough, professional, and the insurer accepted it. $7,300 more than their original offer. Worth every penny.
James K.
2020 Chevy Silverado 1500 High Country
Insurer Offered
$2,100
Final Settlement
$6,800
After my accident repair, I filed a diminished value claim. The other insurer offered me $2,100. RIZQ documented the true loss and we settled for $6,800. I didn't even know this was an option until I found them.
Priya M.
2022 Honda CR-V EX-L
Insurer Offered
$31,000
Final Settlement
$37,200
The insurance adjuster was dismissive and acted like my car wasn't worth more. RIZQ's appraisal report was so detailed and well-documented that the insurer's own appraiser agreed with most of our numbers. Final settlement: $37,200.
Marcus T.
2019 Ford F-150 Lariat
Insurer Offered
$28,400
Final Settlement
$34,750
My insurance company tried to pay me $28k for my truck. RIZQ came back with documented proof it was worth over $34k. They knew exactly what comps to pull and how to present the case. I recovered over $6,000 more than I would have accepted.